"We don't mind people living on their boats with this policy but the low value for a single item is to discourage people from keeping hi value personal possessions on board".
"We advise people to take out separate contents insurance to cover hi-value items".Well they didn't tell me! And why should I pay them for contents insurance that is not up to spec and then go and buy contents insurance from someone else. Seems like a crock of do-do to me.
"This provides a summary of the main features and limitations of the Craftinsure range of policies which are specifically designed to cover pleasure craft and protect pleasure craft owners against legal liability they may incur."
"The policies do not cover (among other things) • Use of the vessel for anything other than private pleasure."